Cheese Soup

2 cups boiling water 

2 cups diced peeled potatoes 

1/2 cup cubed carrots 

1/2 cup celery chopped 

1/4 cup onion cut small 

1 tsp. salt 

1/4 tsp. pepper 

You can add broccoli and cauliflower also if desired 

1/4 cup margarine or butter

 1/4 cup flour 

2 cups milk 

2 cups grated sharp chedder cheese 

1 cup ham cubes or bacon cooked and crumbled

1.   Combine the water and vegetables together in a pot and bring to a boil. Simmer for 10 minutes or more together until vegetables are tender. Keep warm. 

2.   In another pan,  make a white sauce by melting butter in saucepan then adding flour. Whisk together. Let simmer for a minute or two. 

3.   Add milk and stir until slightly thickened. Add cheese and stir until melted. Then add ham and undrained vegetables. Heat together but do not let boil.